Step 5: Enroll in Benefits
Our benefits package offers you flexibility and choice. In this section, you'll learn more about your benefits so you can make informed choices when you enroll in your health, wellness and retirement benefits.
Detailed information about the benefits we offer and the cost of benefits is available on the Benefits Choices page.
You'll enroll in your benefits using an online program called My Total Access. Learn more on the How to Enroll page. You will have 31 days from the date of your hire date or date of qualifying event to enroll in or make changes to your benefits.
Paying for Your Benefits
If you enroll in our medical, dental, flexible spending accounts or retirement savings plan, your cost will be deducted from your paycheck before your income taxes are taken out. This lowers your taxable income.
Our goal is to create healthy communities, now and in the future. As an incentive to be tobacco-free, we offer discounted rates for Carilion Clinic's medical plan. You will be asked to verify whether you or your covered dependents use tobacco products.
If you are employed full-time, the deduction each pay period for your medical benefits will be based on your rate of pay. Regular part-time employees' rates are not tiered.
Your premium for supplemental life insurance is based on your age, so as your age increases to the next five-year age band, your premium will increase. Premiums for supplemental spouse life insurance are based on your spouse's age; as his age increases to the next five-year age band, the premium will increase. Premiums for supplemental children's life are based on the amount of coverage.
Premiums for disability coverage are based on your base annual salary and do not include shift differential or overtime in the calculation.
If you and your spouse are both employed by Carilion Clinic and are eligible for life insurance benefits, you may not carry spouse supplemental life on each other. Also, only one of you may carry children's supplemental life.
If you and your adult child under age 26 are both employed by Carilion and are eligible for life insurance benefits, you may not enroll your child in supplemental children's life insurance.
Questions?
Contact the HR Service Center at hrservicecenter@carilionclinic.org or 800-599-2537.
What's Next
On the next page, you'll learn about your benefits choices.
